What is it?
Disability insurance is insurance for your paycheck. It ensures that if you are unable to work because of illness or injury, you will continue to receive an income and make ends meet until you’re able to return to work. A properly designed disability policy will replace from 45 to 65% of your gross income on a tax-free basis if an injury or a medical condition keeps you from working.
why do I need it?
Statistically speaking, you have about a 3 in 10 chance of suffering a disability that will keep you out of work for 90 days or longer at some point during your working years. Would you be able to maintain your standard of living if you were too sick or injured to work for an extended period of time? If you have a job, you most likely need disability insurance.
>> DOWNLOAD FREE GUIDE
"What You Need To Know About Disability Insurance"
all greek to you?
I get it, this stuff can be confusing. What do I need? How do I get started? Sometimes it's just easier to chat through everything. Send me your contact information below and we'll set up a time to chat!