This is my personal repository for all sorts of useful content (blogs, videos, etc.) to help you better understand not only life insurance, but other financial tools and strategies as well. You can browse through everything page by page, or you can click on any of the categories in the sidebar to narrow the information down to precisely what you’re looking for. Enjoy!
When you’re just starting out, it often seems that a dollar never stretches far enough. And with new commitments, such as buying your first home or having children, comes the responsibility to make sure your loved ones will be provided for financially, no matter what life may bring.
If you were to die unexpectedly, life insurance is there to make sure your loved ones can maintain their standard of living, stay in your home, send your kids to the same schools and keep their plans for the future on track. It also gives the grieving spouse or partner time to make decisions, or in some cases find work outside the home, without worrying about finances.
But common misconceptions often prevent young families from purchasing the life insurance they need...
Do I need life insurance once I retire? Just because you’re retired doesn’t necessarily mean you’re financially sound.
Think of all the different scenarios that may still be applicable: You may have been required to retire early; you may have had investments that have gone sour and haven’t had time to rebuild your nest egg. Additionally, there may be a need to cover final expenses, you may have children still at home who depend on the them, or you may have a family member like an aging parent or special-needs sibling that you provide financial support for.
“Once again, we come to the Holiday Season, a deeply religious time that each of us observes, in his own way, by going to the mall of his choice.” – Dave Barry
Christmas shopping season is here and if you’re like a lot of Americans, you’ll roll into the holidays with the best of intentions, but wake up the day after with a nasty financial hangover.
Take it from me; the best way to avoid a hangover is to avoid overindulging in the first place! Here are a few of my favorite tips to help you enjoy the holidays without starting the New Year under a mountain of debt: