This is my personal repository for all sorts of useful content (blogs, videos, etc.) to help you better understand not only life insurance, but other financial tools and strategies as well. You can browse through everything page by page, or you can click on any of the categories in the sidebar to narrow the information down to precisely what you’re looking for. Enjoy!
"Learn the basics of life insurance and how important it is for protecting your loved ones."
Advisors and agents that single-mindedly encourage clients to buy term life insurance just to get them through their working years are overlooking some pretty significant risks that still exist well into our golden years.
"You know you need life insurance, but what kind? There's term life insurance and there's permanent life insurance. Two different life insurance policies, both offering valuable protection."
When you’re just starting out, it often seems that a dollar never stretches far enough. And with new commitments, such as buying your first home or having children, comes the responsibility to make sure your loved ones will be provided for financially, no matter what life may bring.
If you were to die unexpectedly, life insurance is there to make sure your loved ones can maintain their standard of living, stay in your home, send your kids to the same schools and keep their plans for the future on track. It also gives the grieving spouse or partner time to make decisions, or in some cases find work outside the home, without worrying about finances.
But common misconceptions often prevent young families from purchasing the life insurance they need...
Do I need life insurance once I retire? Just because you’re retired doesn’t necessarily mean you’re financially sound.
Think of all the different scenarios that may still be applicable: You may have been required to retire early; you may have had investments that have gone sour and haven’t had time to rebuild your nest egg. Additionally, there may be a need to cover final expenses, you may have children still at home who depend on the them, or you may have a family member like an aging parent or special-needs sibling that you provide financial support for.
"Whole life insurance is a modern insurance solution for a fast evolving world. While the future doesn’t come with guarantees, whole life does. "
"Everyday expenses like food, childcare, healthcare and housing may be a challenge when met with an unexpected reduction to your household income. Life insurance may help bridge this gap. Contact your North American financial representative today to learn how life insurance may help ensure your family’s well-being in case of the unexpected."